Fixed Deposits

Fixed Deposits are among the oldest and most widely used ways to invest. When it comes to guaranteed returns, selecting the right type of savings plan is very important. Fixed Deposits allow you to take advantage of additional benefits while building your wealth with minimal risk.

Fixed Deposits offered by companies that promise a fixed rate of return for a specific period are known as Company Fixed Deposits.

Types of Companies offering Fixed Deposits

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Financial
Institutions

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Non-Banking Finance Companies

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Manufacturing Companies

Fixed Deposit

Housing Finance Companies

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Government
Companies

Features and Benefits

Company Fixed Deposits usually provide better returns compared to those offered by banks.


You can select the tenure that best suits your needs from a variety of options.
You also have the choice of how often you want to receive your interest payments:

– At maturity
– Annually
– Semi-annually
– Quarterly
– Monthly

Company Fixed Deposits are non-transferable, meaning there’s no risk of the FD receipt being stolen.
If it does fall into the wrong hands, it cannot be used for any unauthorized purpose.

You can withdraw your deposit before maturity, but you may have to pay a penalty as per the rules.


To reduce risk, it is advisable to spread your deposits across a number of companies involved in different industries.
This helps in distributing the risk across various sectors and businesses.

There are many companies in the Company Deposit market, giving you a wide range of options.
This helps you decide whether to keep your deposit as it is or switch it to another one.

The interest rates offered on Company Fixed Deposits vary from time to time and are attractive compared to other investment options.

If you have any query, please do contact us